Call center: +7 (727) 356-96-00
» 개인 » 개인 대출 » Credit program for consumer purposes

Credit program for consumer purposes

JSC "Shinhan Bank Kazakhstan" offers loans for consumer purposes under the following conditions:


Conditions of crediting*
Term of crediting:

from 1 year to 10 years;

Amount of crediting:

from 3 000 000 tenge to 100 000 000 tenge

Currency of crediting:

tenge (KZT);

Rateof return:

from 13% per annum;

Annual effective rate of return:

from 13,9%;

Targeted use:

Consumer purposes / (urgent needs), as well as the refinancing of the debt issued for similar purposes;

The periodicity of repayment:

principal and interest payments on a monthly basis;

Accrual method:

annuity payments (repayment in equal payments) differentiated payments (principal amount in equal payments)

Consideration fee:
Origination fee:
Fee for conversion into cash:

0 KZT;

Fee for early repayment (charged, only the first 12 months.)


Penalty in case of violation of obligations to pay monthly payments:

0.5% of the amount of the past due debt for each day of delay of payment, but not more than 10% per year of the amount of loan issued;

Mandatory requirements:
Confirmation of incomes: availability of pension contributions for the last 6 months;

- type: residential and commercial real estate;

- year of construction: not older than 1960 (inclusive);

- in a city of Almaty boundaries;

- wall material: monolith / reinforced concrete, brick, concrete panels, thermal

  block/foam concrete block;

The costs associated with the credit processing:
Insurance of property: According to the tariffs of insurance companies (the Bank does not limit you in choosing an insurance company);
Evaluation of real estate: According to the tariffs of the independent evaluating company (the Bank does not limit you in choosing the evaluating company);

  * Credit conditions for individuals, approved by the Credit Committee, the Protocol №132-2016/2 from 08.11.2016

Printing version

신한은행 카자흐스탄의 기업 이념은 신한금융그룹 내의 모든 자회사가 준수하는 기업이념인‘Shinhan Way’를 따른다 

신한은행 카자흐스탄은 어려운 금융 환경에도 불구하고, 최고의 금융서비스를 고객들에게 제공할 것입니다. 또한 카자흐스탄에서 가장 안정적이며, 금융시장을 선도하는 은행이 될 것을 표방합니다.

개인을 위한 서비스개인
외화 환전
현금 Cashless(캐쉬리스)
USD 380.00 379.50
EUR 416.00 415.00
RUR 5.60 5.60
현금 Cashless(캐쉬리스)
USD 383.00 383.50
EUR 422.00 423.00
RUR 5.81 5.81
환율 계산기
거래 종류
현재 환율
KZT의 거래 금액
외화의 금액