Financial literacy is the ability to understand and use financial information to make effective decisions in everyday life. This is an important skill for a modern person, which helps him plan a budget, choose profitable investments, avoid debts and risks, protect his rights and interests in the financial sector. Financial literacy increases a person's level of well-being, confidence and independence. However, the level of financial literacy in different countries and among different population groups varies greatly. Comprehensive measures such as education, social campaigns, online platforms and consultations are needed to improve financial literacy.
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