요청을 보내다
요청을 보내다
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Secured loan program for consumer purposes
Interest rate*
18,5%
Loan amount
3 000 000 KZT 에서
Term
from 1 year to years
Commission fees
0 KZT
1% fee for early repayment charged only during the first 12 months
Mandatory requirements:
- Availability of pension contributions for the last 6 months;
- Real estate as collateral (in Almaty/ Nut-Sultan)
Costs associated with the credit:
- Insurance of property (the Bank does not limit you in choosing an insurance company);
- Evaluation of real estate (the Bank does not limit you in choosing the evaluating company)
Annual effective interest rate from 19.4%

Loan debt refinancing (with collateral)
Interest rate*
18.5%
Loan amount
from 3 000 000 KZT
Term
from 1 year to 20 years
Commission fees
0 KZT
1% fee for early repayment charged only during the first 12 months
Mandatory requirements:
- Availability of pension contributions for the last 6 months;
- Real estate as collateral
Costs associated with the credit:
- Insurance of property (the Bank does not limit you in choosing an insurance company);
- Evaluation of real estate (the Bank does not limit you in choosing the evaluating company)
*Annual effective interest rate from 19.4%

Loan secured by money
- Credit ammount: not more than 95% of the security, but not less than 100 000 tenge or the amount equivalent to the currency of the security;
- Term: not less than the term of the allocation of funds;
- Interest rate: 2% per annum
- Commision fees: 0 KZT
*Annual effective interest rate: from 2%

Loan for the purchase of real estate
Interest rate
18,5%
Loan amount
from 3,000,000 to 100,000,000 tenge
Term
from 12 to 240 months
Commission fees
0 KZT
Commission for partial/early repayment - 1% (only charged in the 1st year)
Loan security: purchased residential property in Almaty (there are requirements for collateral)
Commission for partial/early repayment - 1% (only charged in the 1st year)
Mandatory requirements:
- Proof of official income for the last 6 months
- Collateral insurance
Costs associated with obtaining a loan:
- Self-insurance of real estate in an independent insurance company
- Self-assessment of collateral in an independent appraisal company
Annual effective interest rate from 19.4%

Loan consultation
For a more detailed consultation, you can apply for a preliminary loan consideration. For this you need to:
- Collect a package of documents according to the list
- Scan documents (if you do not have a scanner, you can download the "Scanner" application for smartphones in Playmarket/Appstore)
- Save documents in PDF format
- Send scanned documents in PDF format to credit@shinhan.kz
After receiving the documents, the Bank's manager will contact you.

© "Shinhan Bank Kazakhstan" JSC. License №1.1.258 dated 03.02.2020 was issued by the Agency for Regulation and Development of the Financial Market of the Republic of Kazakhstan. All rights reserved, 2022