Mandatory requirements:

• Availability of pension contributions for the last 6 months;
• Real estate as collateral (in Almaty/ Nut-Sultan)

Costs associated with the credit:

• Insurance of property (the Bank does not limit you in choosing an insurance company);
• Evaluation of real estate (the Bank does not limit you in choosing the evaluating company)

* The Bank's authorized collective body may adopt other lending conditions within the limits established by the legislation of the Republic of Kazakhstan, taking into account the risk limit per borrower, in accordance with the Bank's Credit Policy regulations.

Mandatory requirements:

• Availability of pension contributions for the last 6 months;
• Real estate as collateral

Costs associated with the credit:

• Insurance of property (the Bank does not limit you in choosing an insurance company);
• Evaluation of real estate (the Bank does not limit you in choosing the evaluating company)

* The Bank's authorized collective body may adopt other lending conditions within the limits established by the legislation of the Republic of Kazakhstan, taking into account the risk limit per borrower, in accordance with the Bank's Credit Policy regulations.

For a more detailed consultation, you can apply for a preliminary loan consideration. For this you need to:

1. Collect a package of documents according to the list
2. Scan documents (if you do not have a scanner, you can download the "Scanner" application for smartphones in Playmarket/Appstore)
3. Save documents in PDF format
4. Send scanned documents in PDF format to credit@shinhan.kz

 After receiving the documents, the Bank's manager will contact you.