"Bereke" Deposit

Product name	БЕРЕКЕ/BEREKE
Product type	Time deposit
Product group	Time deposit
Client type	Individual
Capitalization	On a monthly, at the end of the month.
Extra contributions (maximal amount/once a month)	Yes, up to the maximal deposit amount
Partial withdrawals (maximal amount/once a month)	Yes, up to the minimal deposit amount
Early withdrawal	Yes
Early withdrawal condition	Advance closing - possible, with interest pay for actual deposit days
Prolongation	No
Extra fees	No

Currency	KZT	USD
Minimal deposit amount	15 000	100
Maximal deposit amount	1 bln	KZT 1 bln in USD equivalent
Deposit period	12 month	12 month
Minimal deposit period	12 month	12 month
Maximal deposit period	12 month	12 month
Fee interest rate, annually	8,3%	0,5%
Effective fee interest rate, annually	8,8%	0,5%

JSC "Shinhan Bank Kazakhstan" Kazakhstan is a member of the deposit guaranteeing system, and operates strictly in accordance with the regulations of the JSC "Kazakhstan Deposit Insurance Fund" (the certificate № 39 from December 11, 2008).